Funding solutions
R&D Tax Credit Loans
Boost cash flow by accessing 80% of your R&D tax credit up to 6 months early.
Check your eligibility
R&D ADVANCE FUNDING
What Is An R&D Tax Credit Loan?
An R&D Tax Credit Loan (sometimes called R&D Advance Funding) is a type of SME finance that allows you to use your R&D tax credit refund as collateral for a quick and affordable business loan.
With an R&D Tax Credit Loan, you can borrow up to 80% of your expected refund up to 6 months before your financial year end. You won’t have to repay your loan until HMRC pays your R&D tax claim.
Grow Your Business
What are the benefits of an R&D Tax Credit Loan?
Here are some of the ways that an R&D Tax Credit Loan could benefit your business:
- Boost cash flow to invest in ongoing projects and get ahead of your competition
- It’s non-dilutive capital, so you’ll hold on to your equity while you grow your business
- Use the loan to reinvest in R&D and increase your claim for the current year
- The application process is quick and easy application with fast approval and immediate funding
Are You Eligible?
Find out if you are eligible to get access to your R&D tax credit loan now...
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Unlock fast access to funding in a few easy steps
Get in touch to start your application
Tell us about your business and funding needs. Apply online in just 10 minutes. Provide a few necessary documents.
Credit assessment and funding approval
We’ll use the information and documents you provide to assess your application for funding.
Sign the legal documents and get funding immediately
When your application is approved, we’ll send you the relevant legal documents to sign. Once done, you’ll receive funds within 48 hours.
Repay your R&D Tax Credit Loan
You’ll repay your R&D Tax Credit Loan loan when your R&D tax credit claim is paid by HMRC.
Calculate My Advance
How much money can you access now? A faster way to get your annual R&D tax credit refund throughout the financial year. Using the calculator below get an estimate on how much capital you can unlock now.
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