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Research & Development Tax Credit Loans

Boost your cash flow with advance funding on your R&D tax credit claim.

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Innovative Finance

What Is An R&D Tax Credit Loan?

An R&D tax credit loan, or R&D Advance Funding, is an innovative financial instrument that enables a company to use its future R&D tax credit refund as collateral for a quick and affordable loan. The R&D tax credit is a sustainable source of operating cash for many UK firms, however, waiting for HMRC to endow these tax credit loans can inhibit growth plans and innovation.

Grow Your Business

How A R&D Tax Credit Loan Benefits Your Business?

  • Boost cash flow to invest in ongoing projects and get ahead of your competition
  • It’s non-dilutive capital, so you hold on to your equity while you grow your business
  • Reinvest into R&D and grow your current years claim size
  • Quick and easy application process with fast approval and funding
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Are You Eligible?

Find out if you are eligible to get access to your R&D tax credit loan now...

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    You can apply for Rocking Horse funding in just a few easy steps

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    Get in Touch, Onboarding and Gather Documents

    Fill out your online funding application form. This takes just 10 minutes

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    Credit Assessment and Funding Approval

    Based on the information and documentation you provide, we will undertake our credit approval process.

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    Complete Loan Documents and Receive Funding Immediately

    On completion of our credit assessment and subsequent approval, we will issue relevant legal documentation for signature and execution. Once these have been signed, receive funds within 48 hours.

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    Loan is Repaid

    Our loan is repaid once HMRC has processed your tax credit claim and the loan is repaid with the proceeds

    Calculate My Advance

    How much money can you access now? A faster way to get your annual R&D tax credit refund throughout the financial year. Using the calculator below get an estimate on how much capital you can unlock now.

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    Estimated refund*


    Duration of loan


    Maximum loan amount


    Need More Information?

    Get In Touch Calculate My Advance